Welcome to I2Guru
This site is for those that are in the Red Zone of retirement. For us, this is the period about 5 years before retirement and around 10 years after.
Retirement can be defined many ways. For I2Guru, Retirement means the following:
- Your cost of living is covered by your investment income plus potential pensions and/or social security.
- If you choose to work, you only do so only for fun, social aspects, or peace-of-mind, but can stop at any time without worrying about your bills.
If you have come to research and discuss potential income stocks and bonds, then look no further, because that is all we do!
Tip of the Day
Bonds - in the red zone, if an investor can cover all their household expenses with US Treasury Bond Interest, then there is no better time than the present. Yields are 4.5%+. This is an awesome period of time when one can sell your stocks at record highs to shift gears into the near bullet proof investment of US Treasuries. My approach was to cover all expenses with AAA bonds and then continue working to build back up some discretionary funds for good dividend stocks to cover inflation and fun money.
Getting Started - Making a Retirement Plan
Coming summer of 2025:- Make an Expense Budget
- Make a list of your assets (property and accounts)
- Make a table of all stocks and bonds
- Make your Retirement Plan